Then and Now – An Amazing Yet True Comparison of Mortgage Payments

These figures are illustrations only. Prices are based on U.S median average sales prices, rates are reflective of a 30 year fixed rate loan for 1981 and early in 2013. Principal … Continue Reading...


California HARP

California HARP Has Been Extended Till 2015 by Fannie Mae and Freddie Mac

The Federal Housing Finance Agency (FHFA) today directed Fannie Mae and Freddie Mac to extend the California Home Affordable Refinance Program (HARP) by two years to December 31, … Continue Reading...


California Mortgage Rates Nov 2012 to March 2013

California Mortgage Rates Trend Lower After Rising for Several Weeks

The first Friday of every month is almost always one of shock and awe; the release of the monthly employment data is rarely a calm event. The March data released last Friday … Continue Reading...


How to estimate the value of a property

How to Estimate a Property’s True Market Value

One of the most common mistakes that many new real estate investors and first-time home buyers make is overestimating a property's true market value. The result is overestimating … Continue Reading...


Harp3-1

Can HARP 3 Soon Become A Reality For California Homeowners? #MyRefi

Its been a stop-and-go for the new and improved Home Affordable Refinancing Program 3.0 (also called HARP 3). Towards of the end of last year the launch seemed to have gained … Continue Reading...


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Employment News Takes Mortgage Rates To Highest Levels In Over a Year

After weeks of worsening rates, it seemed California mortgage rates were getting stable. But the employment report and some other news last week delivered a knockout punch to any … Continue Reading...


Home Protection

Flames, Floods and Fury: Preparing Your Financial Records for the Unexpected

It is quite clear from many recent events that Mother Nature is more than capable of springing some nasty surprises with the weather which can cause terrible devastation and … Continue Reading...


FHA Mortgage Insurance Cancellation

FHA Wont Allow Cancellation Of Mortgage Insurance Anymore; Increases Premium

FHA recently announced changes to mortgage insurance premium for home loans insured by the agency. The new guidelines will make FHA loans more expensive. You will also need to pay … Continue Reading...


California Mortgage Rates

Another Week, Another Increase In California Mortgage Rates

According to Mortgage Bankers Association's (MBA) weekly mortgage application survey, California mortgage rates has now increased seven of the last eight weeks. Most of the big … Continue Reading...


Mortgage Rates Outlook

Mortgage Rates Skyrocket – Crosses 4% Mark At Some Banks

Mortgage Rates have skyrocketed to their highest levels since August 2012, prompting some banks to increase the rate to 4% and beyond. On Friday, MBS (the mortgage backed … Continue Reading...


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Goldstar Mortgage Financial Group, Corporation dba Arcus Lending NMLS ID 3446
4320 Stevens Creek Blvd #172, San Jose CA 95129 Shashank Shekhar NMLS ID 8176 Copyright Shashank Shekhar 2008-2013